When you’re ready to buy more land, build a barn or outbuilding or make home improvements, Rural 1st can help with a home equity loan. We make the process as simple as possible. Once your loan has closed, it’s easy to access your funds with convenient drafts and online transfers.
Rural 1st offer flexible payment options, so you can make interest-only payments or principal and interest payments any time – without pre-payment penalties or fees. And as you repay your loan balance, your credit line is replenished, so you can keep using it for additional expenses.